/* ============================================================
   RIVERTY UK LIMITED — Style banque internationale (type HSBC)
   Blanc dominant + accent rouge #db0011 · Inter · à plat, aéré
   ============================================================ */
:root{
  --ink:#1d1d1d;
  --ink-2:#333333;
  --bg:#ffffff;
  --bg-soft:#f7f7f7;
  --bg-soft-2:#efefef;
  --muted:#5b5b5b;
  --muted-2:#767676;
  --line:#e3e3e3;
  --line-2:#cfcfcf;

  --primary:#db0011;
  --primary-d:#a5000d;
  --accent:#db0011;
  --accent-d:#a5000d;
  --violet:#db0011;

  --grad:linear-gradient(120deg,#db0011,#c10010);
  --grad-d:linear-gradient(120deg,#a5000d,#8c000b);
  --grad-ink:linear-gradient(160deg,#2b2b2b,#1a1a1a);

  --radius:8px;
  --radius-sm:6px;
  --shadow-sm:0 1px 2px rgba(0,0,0,.06);
  --shadow:0 2px 10px rgba(0,0,0,.08);
  --shadow-lg:0 10px 30px rgba(0,0,0,.12);
  --shadow-pri:0 2px 8px rgba(219,0,17,.22);
  --max:1200px;
  --display:'Inter',system-ui,Segoe UI,Arial,sans-serif;
  --sans:'Inter',system-ui,Segoe UI,Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);line-height:1.7;background:var(--bg);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
.container{width:min(var(--max),92%);margin-inline:auto}
.container-wide{width:min(1340px,94%);margin-inline:auto}
a{color:var(--primary-d);text-decoration:none;transition:color .2s}
a:hover{color:var(--accent-d)}

h1,h2,h3,h4{font-family:var(--display);color:var(--ink);margin:0 0 .5em;line-height:1.12;font-weight:700;letter-spacing:-.02em}
h1{font-size:clamp(2.6rem,6vw,4.6rem);font-weight:800}
h2{font-size:clamp(2rem,4vw,3.1rem);font-weight:700}
h3{font-size:1.35rem}
p{margin:0 0 1rem}
.lead{font-size:clamp(1.08rem,1.6vw,1.32rem);color:var(--muted);line-height:1.75}
.muted{color:var(--muted)}
.small{font-size:.86rem}
.center{text-align:center}
.ic{flex:0 0 auto;vertical-align:middle}
.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}

/* Eyebrow */
.eyebrow{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--sans);font-weight:700;letter-spacing:.18em;text-transform:uppercase;font-size:.74rem;color:var(--primary);background:rgba(20,69,122,.08);padding:.45rem .9rem;border-radius:999px;margin-bottom:1.2rem}
.eyebrow.light{color:#fff;background:rgba(255,255,255,.14)}
.section-head{max-width:62ch;margin:0 auto 3.2rem}
.section-head.left{margin-inline:0}

/* Boutons */
.btn{position:relative;display:inline-flex;align-items:center;gap:.6rem;padding:1rem 1.9rem;border-radius:14px;font-family:var(--sans);font-weight:700;font-size:1rem;border:2px solid transparent;cursor:pointer;transition:.25s;line-height:1;overflow:hidden}
.btn .ic{width:18px;height:18px}
.btn-primary{background:var(--primary);color:#fff;box-shadow:var(--shadow-pri)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(20,69,122,.34);color:#fff}
.btn-ink{background:var(--ink);color:#fff}
.btn-ink:hover{background:var(--ink-2);color:#fff;transform:translateY(-3px)}
.btn-ghost{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.5);color:#fff;backdrop-filter:blur(6px)}
.btn-ghost:hover{background:rgba(255,255,255,.22);color:#fff;border-color:#fff}
.btn-outline{background:#fff;border-color:var(--line-2);color:var(--ink)}
.btn-outline:hover{border-color:var(--primary);color:var(--primary-d);transform:translateY(-3px)}
.btn-white{background:#fff;color:var(--primary-d);box-shadow:0 14px 34px rgba(0,0,0,.18)}
.btn-white:hover{color:var(--accent-d);transform:translateY(-3px)}
.btn-lg{padding:1.15rem 2.3rem;font-size:1.08rem}

/* ---------- Header ---------- */
.nav-wrap{position:fixed;top:0;left:0;right:0;z-index:80;transition:.35s}
.nav-wrap.shrink{background:rgba(255,255,255,.96);backdrop-filter:saturate(1.3) blur(8px);box-shadow:var(--shadow-sm);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:88px;transition:height .35s}
.nav-wrap.shrink .nav{height:70px}
.brand{display:flex;align-items:center;gap:.7rem;font-family:var(--display)}
.brand-mark{display:grid;place-items:center;width:46px;height:46px;background:var(--primary);color:#fff;font-weight:800;font-size:1.3rem;clip-path:polygon(25% 0,75% 0,100% 50%,75% 100%,25% 100%,0 50%)}
.brand-text{display:flex;flex-direction:column;line-height:1.05;font-weight:800;color:var(--ink)}
.brand-text b{font-size:1.25rem;letter-spacing:.04em}
.brand-text small{font-size:.58rem;color:var(--primary);letter-spacing:.32em;font-weight:700;font-family:var(--sans)}
.nav-links{display:flex;align-items:center;gap:1.9rem}
.nav-links>a,.nav-item>a{font-family:var(--sans);color:var(--ink);font-weight:600;font-size:.97rem;position:relative}
.nav-links>a:not(.btn):hover{color:var(--primary-d)}
/* dropdown */
.nav-item{position:relative}
.nav-item>a{display:inline-flex;align-items:center;gap:.3rem;cursor:pointer}
.nav-menu{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(10px);background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:.6rem;min-width:250px;opacity:0;visibility:hidden;transition:.25s}
.nav-item:hover .nav-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.nav-menu a{display:flex;gap:.7rem;align-items:center;padding:.7rem .8rem;border-radius:10px;color:var(--ink);font-weight:600;font-size:.92rem}
.nav-menu a:hover{background:var(--bg-soft);color:var(--primary-d)}
.nav-menu a .ic{width:18px;height:18px;color:var(--primary)}
.nav-toggle{display:none;background:none;border:0;color:var(--ink);cursor:pointer}

/* ---------- Hero parallax ---------- */
.hero{position:relative;min-height:100vh;display:flex;align-items:center;overflow:hidden;color:#fff;padding:8rem 0 5rem}
.hero-layer{position:absolute;inset:-10% 0;background-size:cover;background-position:center;will-change:transform;z-index:0}
.hero::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(0,0,0,.74) 0%,rgba(0,0,0,.5) 48%,rgba(0,0,0,.2) 100%)}
.hero .container{position:relative;z-index:2}
.hero h1{color:#fff;max-width:16ch}
.hero .lead{color:#cfd6e6;max-width:54ch}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;margin-top:2.4rem}
.hero-badges{display:flex;gap:2rem;margin-top:3.4rem;flex-wrap:wrap}
.hero-badges .b{display:flex;flex-direction:column}
.hero-badges .b b{font-family:var(--display);font-size:2rem;color:#fff;line-height:1}
.hero-badges .b span{color:#aeb8cc;font-size:.85rem}
.hero-scroll{position:absolute;bottom:26px;left:50%;transform:translateX(-50%);z-index:2;color:#cfd6e6;font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;display:flex;flex-direction:column;align-items:center;gap:.5rem}
.hero-scroll::after{content:"";width:1px;height:38px;background:linear-gradient(#fff,transparent);animation:scrolly 1.8s infinite}
@keyframes scrolly{0%{opacity:0;transform:scaleY(.3)}50%{opacity:1}100%{opacity:0;transform:scaleY(1) translateY(10px)}}

/* ---------- Parallax band ---------- */
.parallax{position:relative;background-attachment:scroll;background-size:cover;background-position:center;color:#fff;padding:7rem 0}
.parallax::after{content:"";position:absolute;inset:0;background:rgba(0,0,0,.58)}
.parallax>.container{position:relative;z-index:2}
.parallax h2{color:#fff}
.parallax .lead{color:#d2d8e8}

/* ---------- Sections ---------- */
.section{padding:6.5rem 0;position:relative}
.section.tight{padding:4.5rem 0}
.section-soft{background:var(--bg-soft)}
.section-ink{background:var(--grad-ink);color:#fff;position:relative;overflow:hidden}
.section-ink::before{content:"";position:absolute;width:600px;height:600px;border-radius:50%;right:-160px;top:-160px;background:radial-gradient(circle,rgba(20,69,122,.5),transparent 60%);filter:blur(40px)}
.section-ink::after{content:"";position:absolute;width:500px;height:500px;border-radius:50%;left:-140px;bottom:-180px;background:radial-gradient(circle,rgba(14,156,127,.35),transparent 60%);filter:blur(40px)}
.section-ink>.container{position:relative;z-index:2}
.section-ink h2,.section-ink h3{color:#fff}
.section-ink .lead,.section-ink .muted{color:#aeb8cc}

/* Grilles */
.grid{display:grid;gap:1.7rem}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:4.5rem;align-items:center}

/* Cartes */
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem;transition:.35s;box-shadow:var(--shadow-sm)}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:transparent}
.card .ico{width:62px;height:62px;border-radius:18px;display:grid;place-items:center;margin-bottom:1.3rem;background:rgba(20,69,122,.1);color:var(--primary)}
.card .ico .ic{width:28px;height:28px}
.card:nth-child(even) .ico{background:rgba(14,156,127,.14);color:var(--accent-d)}
.card h3{margin-bottom:.5rem}
.card p{margin:0;color:var(--muted)}
.card .more{display:inline-flex;align-items:center;gap:.4rem;margin-top:1.1rem;font-weight:700;font-size:.9rem;color:var(--primary-d)}
.card .more .ic{width:16px;height:16px;transition:.2s}
.card:hover .more .ic{transform:translateX(5px)}
.section-ink .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.1);backdrop-filter:blur(6px)}
.section-ink .card h3{color:#fff}.section-ink .card p{color:#aeb8cc}

/* Bento */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:200px;gap:1.4rem}
.bento .tile{position:relative;border-radius:var(--radius);overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm);padding:1.6rem;display:flex;flex-direction:column;justify-content:flex-end;transition:.35s}
.bento .tile:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.bento .tile.lg{grid-column:span 2;grid-row:span 2}
.bento .tile.wide{grid-column:span 2}
.bento .tile.img{color:#fff}
.bento .tile.img::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent,rgba(12,35,64,.82))}
.bento .tile.img>*{position:relative;z-index:2}
.bento .tile .ic{width:30px;height:30px;color:var(--primary);margin-bottom:auto}
.bento .tile.img .ic{color:#fff}
.bento .tile h3{margin:0 0 .2rem}
.bento .tile p{margin:0;color:var(--muted);font-size:.92rem}
.bento .tile.img p{color:#d2d8e8}

/* Split visuel */
.visual{position:relative}
.visual img{border-radius:var(--radius);box-shadow:var(--shadow)}
.visual .glow{position:absolute;inset:auto -28px -28px auto;width:60%;height:60%;background:var(--grad);filter:blur(60px);opacity:.4;z-index:-1;border-radius:50%}
.visual .float-card{position:absolute;background:#fff;border-radius:16px;box-shadow:var(--shadow);padding:1rem 1.2rem;display:flex;gap:.7rem;align-items:center;border:1px solid var(--line)}
.visual .float-card.tl{top:-22px;left:-22px}
.visual .float-card.br{bottom:-22px;right:-22px}
.visual .float-card .ico{width:42px;height:42px;border-radius:12px;background:var(--grad);color:#fff;display:grid;place-items:center}
.visual .float-card b{display:block;font-family:var(--display);color:var(--ink);line-height:1}
.visual .float-card span{font-size:.78rem;color:var(--muted)}
.check-list{list-style:none;padding:0;margin:1.6rem 0 0}
.check-list li{display:flex;gap:.8rem;align-items:flex-start;margin-bottom:1rem;color:var(--muted)}
.check-list .ic{width:26px;height:26px;color:#fff;background:var(--grad);border-radius:50%;padding:5px;flex:0 0 auto}
.check-list b{color:var(--ink)}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;text-align:center}
.stats .stat b{font-family:var(--display);font-size:clamp(2.6rem,4.5vw,3.8rem);display:block;line-height:1;background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.section-ink .stats .stat b{background:linear-gradient(120deg,#fff,#bfe8dd);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.stats .stat>span{color:var(--muted);font-size:.95rem;display:block;margin-top:.5rem}
.section-ink .stats .stat>span{color:#aeb8cc}

/* Steps / process */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.7rem;position:relative}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2.1rem 1.7rem;box-shadow:var(--shadow-sm);transition:.35s}
.step:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.step .num{font-family:var(--display);font-size:1rem;font-weight:800;color:#fff;background:var(--grad);width:42px;height:42px;border-radius:12px;display:grid;place-items:center;margin-bottom:1.1rem}
.step h3{font-size:1.15rem;margin-bottom:.3rem}
.step p{margin:0;color:var(--muted);font-size:.93rem}

/* Marquee */
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:2.5rem;width:max-content;animation:scroll-x 34s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes scroll-x{to{transform:translateX(-50%)}}
.logo-chip{display:grid;place-items:center;min-width:200px;height:108px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:1.1rem 1.4rem;box-shadow:var(--shadow-sm)}
.logo-chip img{max-height:38px;max-width:82%;width:auto;object-fit:contain;filter:grayscale(1);opacity:.6;transition:filter .3s,opacity .3s}
.logo-chip:hover img{filter:grayscale(0);opacity:1}
.logo-chip span{font-weight:700;color:var(--ink);font-size:1.02rem;text-align:center}
.logo-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:1.2rem}
.logo-grid .logo-chip{min-width:0;width:100%}

/* Témoignages */
.quote-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2.2rem;box-shadow:var(--shadow-sm);transition:.35s}
.quote-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.quote-card .stars{display:flex;gap:.15rem;color:#f5a623;margin-bottom:.7rem}
.quote-card .stars .ic{width:18px;height:18px;fill:#f5a623}
.quote-card p{font-size:1.04rem;color:var(--ink)}
.quote-card .who{display:flex;align-items:center;gap:.9rem;margin-top:1.3rem}
.quote-card .who img{width:52px;height:52px;border-radius:50%;object-fit:cover}
.quote-card .who b{display:block;color:var(--ink)}
.quote-card .who span{font-size:.85rem;color:var(--muted)}

/* FAQ */
.faq{max-width:840px;margin-inline:auto}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:1rem;overflow:hidden;box-shadow:var(--shadow-sm)}
.faq-item.open{border-color:var(--primary)}
.faq-q{display:flex;justify-content:space-between;align-items:center;gap:1rem;width:100%;text-align:left;background:none;border:0;padding:1.3rem 1.5rem;font:inherit;font-weight:700;color:var(--ink);cursor:pointer;font-family:var(--display)}
.faq-q .ic{transition:transform .3s;color:var(--primary);flex:0 0 auto}
.faq-item.open .faq-q .ic{transform:rotate(135deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--muted)}
.faq-a div{padding:0 1.5rem 1.4rem}
.faq-item.open .faq-a{max-height:360px}

/* CTA */
.cta{position:relative;border-radius:30px;overflow:hidden;color:#fff;padding:5rem 3rem;text-align:center;background:var(--grad)}
.cta::after{content:"";position:absolute;inset:0;background:radial-gradient(600px 300px at 85% 120%,rgba(255,255,255,.22),transparent 60%)}
.cta>*{position:relative;z-index:2}
.cta h2{color:#fff}
.cta .lead{color:rgba(255,255,255,.92);max-width:56ch;margin-inline:auto}

/* Formulaires */
.form{display:grid;gap:1.2rem}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.field label{display:block;font-weight:700;margin-bottom:.4rem;color:var(--ink);font-size:.92rem}
.field input,.field select,.field textarea{width:100%;padding:.95rem 1.05rem;border:1px solid var(--line-2);border-radius:12px;font:inherit;background:#fff;color:var(--ink);transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 4px rgba(20,69,122,.14)}
.field .err{color:#d63a3a;font-size:.85rem;margin-top:.35rem}
.field.check{display:flex;gap:.7rem;align-items:flex-start}
.field.check input{width:auto;margin-top:.3rem;width:18px;height:18px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2.6rem;box-shadow:var(--shadow)}
.aside-card{background:var(--grad-ink);color:#aeb8cc;border-radius:var(--radius);padding:2.4rem;height:fit-content;position:relative;overflow:hidden}
.aside-card::before{content:"";position:absolute;inset:0;background:radial-gradient(360px 220px at 110% -10%,rgba(20,69,122,.5),transparent 60%)}
.aside-card>*{position:relative;z-index:2}
.aside-card h3{color:#fff}
.aside-card .ci{display:flex;gap:.9rem;align-items:flex-start;margin:1.1rem 0}
.aside-card .ci .ic{width:22px;height:22px;color:var(--accent);margin-top:.2rem}
.aside-card a{color:#fff}

/* Page hero (sous-pages) */
.page-hero{position:relative;color:#fff;overflow:hidden;background:var(--grad-ink);padding:9rem 0 4.5rem}
.page-hero::before{content:"";position:absolute;width:560px;height:560px;border-radius:50%;right:-140px;top:-160px;background:radial-gradient(circle,rgba(20,69,122,.5),transparent 60%);filter:blur(36px)}
.page-hero::after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;left:-120px;bottom:-180px;background:radial-gradient(circle,rgba(14,156,127,.32),transparent 60%);filter:blur(36px)}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{color:#fff}
.page-hero .lead{color:#cfd6e6;max-width:60ch}
.crumb{color:#aeb8cc;font-size:.88rem;margin-bottom:1rem}
.crumb a{color:#fff}

/* Doc légal */
.doc{max-width:820px;margin-inline:auto}
.doc h2{font-size:1.5rem;margin-top:2.4rem}
.doc h3{font-size:1.15rem;margin-top:1.6rem}
.doc p,.doc li{color:var(--muted)}
.doc ul{padding-left:1.2rem}
.toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:16px;padding:1.4rem 1.6rem;margin-bottom:2.4rem}
.toc b{color:var(--ink)}
.toc a{display:block;padding:.25rem 0;color:var(--muted)}
.toc a:hover{color:var(--primary-d)}

/* Blog */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.8rem}
.post{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);transition:.35s;display:flex;flex-direction:column}
.post:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.post .img{height:200px;background-size:cover;background-position:center}
.post .body{padding:1.6rem;display:flex;flex-direction:column;flex:1}
.post .cat{color:var(--primary-d);font-weight:700;text-transform:uppercase;letter-spacing:.1em;font-size:.72rem}
.post h3{font-size:1.16rem;margin:.4rem 0 .6rem}
.post p{margin:0 0 1rem;color:var(--muted);font-size:.92rem;flex:1}
.post .meta{font-size:.82rem;color:var(--muted-2);display:flex;gap:.5rem;align-items:center}
.post .meta .ic{width:15px;height:15px}

/* Simulateur */
.sim{display:grid;grid-template-columns:1.1fr .9fr;gap:0;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line)}
.sim-controls{background:#fff;padding:2.6rem}
.sim-row{margin-bottom:2rem}
.sim-row .lab{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.7rem}
.sim-row .lab span{font-weight:700;color:var(--ink)}
.sim-row .lab b{font-family:var(--display);font-size:1.5rem;color:var(--primary-d)}
.sim input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:7px;border-radius:7px;background:linear-gradient(90deg,var(--primary) var(--p,40%),#e6e8f3 var(--p,40%));outline:none}
.sim input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:4px solid var(--primary);box-shadow:var(--shadow-sm);cursor:pointer}
.sim input[type=range]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:#fff;border:4px solid var(--primary);cursor:pointer}
.sim-controls select{background:#fff;color:var(--ink)}
.sim-result{background:var(--grad-ink);color:#fff;padding:2.6rem;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.sim-result::before{content:"";position:absolute;width:300px;height:300px;right:-100px;top:-80px;border-radius:50%;background:radial-gradient(circle,rgba(20,69,122,.5),transparent 60%);filter:blur(30px)}
.sim-result>*{position:relative;z-index:2}
.sim-result .small{color:#aeb8cc}
.sim-result .big{font-family:var(--display);font-size:clamp(2.6rem,5vw,3.6rem);line-height:1;margin:.3rem 0}
.sim-result .big .u{font-size:1.1rem;color:var(--accent)}
.sim-result .line{display:flex;justify-content:space-between;padding:.6rem 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:.95rem}
.sim-result .line span:first-child{color:#aeb8cc}
.sim-result .btn{margin-top:1.5rem;justify-content:center}
.sim-note{font-size:.78rem;color:#8a93a6;margin-top:1rem}

/* Flash */
.flash{margin:1.2rem auto;width:min(var(--max),92%);padding:1rem 1.2rem;border-radius:12px;font-weight:600}
.flash-success{background:#e6f9f4;color:#0b8a73;border:1px solid #b6ecdf}
.flash-error{background:#fdecec;color:#c1352f;border:1px solid #f6c9c7}

/* Footer */
.site-footer{background:var(--ink);color:#9aa3b8;padding-top:5rem;position:relative;overflow:hidden}
.site-footer::before{content:"";position:absolute;width:600px;height:600px;border-radius:50%;left:-150px;top:-200px;background:radial-gradient(circle,rgba(20,69,122,.18),transparent 60%)}
.footer-top{position:relative;display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:2.5rem;padding-bottom:3rem;border-bottom:1px solid rgba(255,255,255,.1)}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.8rem;text-transform:uppercase;letter-spacing:.12em;margin-bottom:1.1rem}
.site-footer a{display:block;color:#9aa3b8;margin:.5rem 0;font-size:.93rem}
.site-footer a:hover{color:var(--accent)}
.footer-about p{color:#7d869c;font-size:.92rem;max-width:34ch}
.footer-about .brand{margin-bottom:1.1rem}
.footer-about .brand-text,.footer-about .brand-text b{color:#fff}
.footer-bottom{position:relative;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding:1.6rem 0 2.6rem;color:#6f7991;font-size:.85rem}
.footer-bottom a{display:inline;color:#9aa3b8}

/* Reveal / parallax helpers */
.js .reveal{opacity:0;transform:translateY(34px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.1s}.reveal.d2{transition-delay:.2s}.reveal.d3{transition-delay:.3s}.reveal.d4{transition-delay:.4s}

/* Responsive */
@media(max-width:1024px){
  .grid-4,.stats,.steps,.post-grid{grid-template-columns:repeat(2,1fr)}
  .bento{grid-template-columns:repeat(2,1fr)}
  .bento .tile.lg{grid-column:span 2;grid-row:span 1}
  .parallax{background-attachment:scroll}
}
@media(max-width:880px){
  .nav-links{position:fixed;inset:0 0 0 auto;width:min(330px,86vw);flex-direction:column;align-items:flex-start;gap:.2rem;background:#fff;padding:6rem 1.6rem 2rem;box-shadow:var(--shadow-lg);transform:translateX(100%);transition:.35s;overflow-y:auto}
  body.nav-open .nav-links{transform:none}
  .nav-links>a,.nav-item{width:100%;border-bottom:1px solid var(--line);padding:.6rem 0}
  .nav-menu{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:0;padding:.2rem 0 .4rem .6rem;min-width:0}
  .nav-toggle{display:inline-grid;z-index:90}
  .grid-3,.grid-2,.split,.sim,.footer-top{grid-template-columns:1fr}
  .form .row{grid-template-columns:1fr}
  .hero{min-height:auto;padding:7rem 0 4rem}
}
@media(max-width:560px){
  .grid-4,.stats,.steps,.post-grid,.bento{grid-template-columns:1fr}
  .bento .tile.lg,.bento .tile.wide{grid-column:span 1}
  .cta{padding:3.4rem 1.4rem}
  .hero-badges{gap:1.3rem}
}

/* ============================================================
   Surcouche « banque internationale » (type HSBC)
   À plat, aéré, hairlines, un seul accent rouge
   ============================================================ */
/* Suppression des halos décoratifs flous (look 'startup') */
.section-ink::before,.section-ink::after,
.page-hero::before,.page-hero::after,
.sim-result::before,.aside-card::before,
.site-footer::before{display:none!important}

/* Survols nets plutôt que cartes 'flottantes' */
.card,.step,.post,.quote-card,.bento .tile{transition:border-color .2s,box-shadow .2s,transform .2s}
.card:hover,.step:hover,.post:hover,.quote-card:hover,.bento .tile:hover{transform:none;box-shadow:var(--shadow);border-color:var(--line-2)}
.card:hover{border-left:3px solid var(--primary)}

/* Sections sombres = anthracite neutre (pas de bleu/violet) */
.section-ink,.page-hero,.aside-card{background:var(--grad-ink)}
.section-ink .stats .stat b{background:none;-webkit-text-fill-color:#fff;color:#fff}

/* Icônes & puces : accent rouge unique, fond très léger */
.card .ico,.card:nth-child(even) .ico{background:rgba(219,0,17,.07);color:var(--primary)}
.eyebrow{color:var(--primary);background:rgba(219,0,17,.07);letter-spacing:.14em}

/* Titres : neutres, fermes, lisibles (esprit grotesque bancaire) */
h1,h2,h3,h4{letter-spacing:-.01em}
.grad-text{background:none;-webkit-text-fill-color:var(--primary);color:var(--primary)}

/* En-tête toujours sur fond blanc franc (pas de 'glass' marqué) */
.nav-wrap{background:#fff;border-bottom:1px solid var(--line)}
.nav-wrap.shrink{background:#fff;backdrop-filter:none}

/* Liens sobres : gris foncé, rouge au survol/actif */
a{color:var(--ink)}
a:hover{color:var(--primary-d)}
.nav-links>a:not(.btn):hover{color:var(--primary)}

/* Boutons à angles bancaires, sans dégradé */
.btn{border-radius:var(--radius-sm)}
.btn-outline:hover{border-color:var(--primary);color:var(--primary)}

/* Statistiques sur bande photo : grandes, blanches, lisibles */
.parallax .stats{gap:2.4rem}
.parallax .stats .stat b{background:none;-webkit-text-fill-color:#fff;color:#fff;
  font-size:clamp(3.2rem,6.5vw,5.2rem);font-weight:800;letter-spacing:-.02em;text-shadow:0 2px 18px rgba(0,0,0,.35)}
.parallax .stats .stat>span{color:#eef1f6;font-size:1.02rem;margin-top:.7rem;font-weight:500}
.parallax .stats .stat b span{font:inherit;color:#fff;-webkit-text-fill-color:#fff}
.parallax .eyebrow.light,.parallax .eyebrow{color:#fff;background:rgba(255,255,255,.16)}

/* Bloc « société enregistrée » (pied de page) */
.gov-reg{display:inline-flex;align-items:center;gap:.75rem;margin-top:1.4rem;background:#fff;border:1px solid var(--line);border-radius:10px;padding:.55rem .85rem;max-width:340px;transition:box-shadow .2s,transform .2s}
.gov-reg:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.gov-reg img{height:44px;width:auto;flex:0 0 auto}
.gov-reg span{font-size:.78rem;line-height:1.35;color:#5b5b5b}
.gov-reg b{display:inline-block;color:var(--ink);font-size:.9rem}
.gov-reg .gov-verify{color:var(--primary-d);font-weight:700;white-space:nowrap}

/* Sélecteur téléphone international (intl-tel-input) */
.iti{width:100%}
.iti input{width:100%}

/* ============================================================
   Landing page publicitaire (layout dédié, orienté conversion)
   ============================================================ */
.lp-body{background:#fff}
.lp-top{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.3) blur(8px);border-bottom:1px solid var(--line)}
.lp-top-in{display:flex;align-items:center;justify-content:space-between;height:72px;gap:1rem}
.lp-top-actions{display:flex;align-items:center;gap:1.1rem}
.lp-tel{display:inline-flex;align-items:center;gap:.4rem;color:var(--ink);font-weight:700;font-size:.95rem}
.lp-tel .ic{width:18px;height:18px;color:var(--primary)}
.lp-lang{display:flex;gap:.4rem;font-size:.82rem;font-weight:700}
.lp-lang a{color:var(--muted-2);padding:.15rem .35rem;border-radius:6px}
.lp-lang a.on{color:var(--primary);background:rgba(219,0,17,.08)}

.lp-hero{padding:9rem 0 4rem;background:linear-gradient(180deg,#fff 0%,var(--bg-soft) 100%)}
.lp-hero-in{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}
.lp-hero-copy h1{font-size:clamp(2.2rem,4.4vw,3.6rem)}
.lp-hero-copy .check-list{margin-top:1.4rem}
.lp-hero-copy .gov-reg{margin-top:1.6rem}
.lp-form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:2.2rem;scroll-margin-top:92px}
.lp-form-card h2{font-size:1.7rem;margin-bottom:.2rem}
.lp-form-card .btn{margin-top:.4rem}

.lp-foot{background:var(--ink);color:#9aa3b8;padding:2.6rem 0}
.lp-foot-grid{display:flex;align-items:center;justify-content:space-between;gap:1.4rem;flex-wrap:wrap}
.lp-foot-links{display:flex;gap:1.2rem;flex-wrap:wrap}
.lp-foot-links a{color:#9aa3b8;font-size:.9rem}
.lp-foot-links a:hover{color:#fff}
.lp-foot .lp-disclaimer{margin:1.4rem 0 .3rem;color:#cdd3e0}
.lp-foot p{margin:.2rem 0;color:#7d869c}

.lp-site-link{color:var(--muted);font-weight:600;font-size:.9rem;white-space:nowrap}
.lp-site-link:hover{color:var(--primary)}
.lp-trust-wrap{background:#fff;border-bottom:1px solid var(--line);padding:1.4rem 0}
.lp-trust{display:flex;flex-wrap:wrap;justify-content:center;gap:1.4rem 2.2rem}
.lp-trust>div{display:inline-flex;align-items:center;gap:.5rem;color:var(--ink);font-weight:600;font-size:.92rem}
.lp-trust .ic{width:20px;height:20px;color:var(--primary)}
.lp-figures{display:flex;flex-wrap:wrap;justify-content:center;gap:1rem 3rem;margin-top:1.3rem;padding-top:1.3rem;border-top:1px solid var(--line);text-align:center}
.lp-figures>div{display:flex;flex-direction:column}
.lp-figures b{font-family:var(--display);font-size:clamp(1.3rem,2.6vw,1.8rem);color:var(--primary-d);line-height:1}
.lp-figures span{font-size:.82rem;color:var(--muted);margin-top:.3rem}
.lp-sticky{display:none}

@media(max-width:900px){
  .lp-hero-in{grid-template-columns:1fr;gap:2rem}
  .lp-form-card{order:-1}            /* formulaire en premier sur mobile */
  .lp-tel span{display:none}        /* garde l'icône, masque le numéro */
  .lp-site-link{display:none}        /* lien repris dans le pied de page sur mobile */
  .lp-sticky{display:flex;align-items:center;justify-content:center;gap:.5rem;position:fixed;left:0;right:0;bottom:0;z-index:70;
    background:var(--primary);color:#fff;font-weight:800;padding:1rem;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
  .lp-sticky .ic{width:18px;height:18px}
  .lp-body{padding-bottom:64px}
}

/* Mentions légales obligatoires (landing — conformité campagnes) */
.lp-legal{background:var(--bg-soft-2);padding:1.4rem 0 2rem}
.lp-legal hr{border:0;border-top:1px solid var(--line-2);margin:0 0 1.1rem}
.lp-legal p{font-size:13px;line-height:1.6;color:#4f5663;margin:.5rem 0}
.lp-legal strong{color:var(--ink)}
.lp-form-legal{font-size:13px;line-height:1.55;color:var(--muted);margin:.9rem 0 0;text-align:left}
.lp-form-legal a{color:var(--primary-d);text-decoration:underline}